A. Q.  Mufti

A. Q. Mufti

Sales Representative

RE/MAX Real Estate Centre Inc., Brokerage*

Email Me
A. Q.  Mufti

A. Q. Mufti

Sales Representative

RE/MAX Real Estate Centre Inc., Brokerage*

Email Me

Unveiling the Canadian Dental Care Plan: A Comprehensive Overview

December 11, 2023


The Canadian government has announced the detailed rollout of the long-awaited Canadian Dental Care Plan (CDCP), aimed at providing essential dental care benefits to low and middle-income residents without private insurance. Let's delve into the key highlights of this significant initiative:

Background Information:

  • Origin: The CDCP was conceived as part of the Liberals’ supply-and-confidence deal with the NDP in 2022.
  • Budget Allocation: The federal government has earmarked $13 billion over five years starting in 2023-2024, with an additional $4.4 billion allocated annually.

Objectives of the CDCP:

  • Target Audience: It aims to assist uninsured Canadian residents with a household income under $90,000/Year.
  • Purpose: The CDCP aims to alleviate financial barriers to accessing oral health care services, particularly for those currently without dental insurance.

Key Eligibility Criteria:

  • Financial Eligibility: Household income under $90,000 annually.
  • Lack of Dental Insurance: Applicants must not have access to dental insurance.
  • Residency and Tax Status: Must be Canadian residents for tax purposes and have filed a tax return in the previous year.
  • Provision for Existing Benefits: Canadians receiving dental benefits from other social programs and meeting the criteria can also apply.

Rollout Timeline:

  • Phased Application Process: It will commence in December 2023 for seniors aged 87 and up, gradually expanding by age groups till 2025 for all eligible residents.
  • Online Application: Available for those with a valid disability tax credit certificate and children under 18 starting June 2024.

Covered Dental Services:

  • Inclusions: The plan covers an array of services, including preventive, diagnostic, restorative, endodontic, prosthodontic, periodontal, and oral surgery services.
  • Availability: Some services will only become accessible in fall 2024.

Financial Coverage and Co-Payment:

  • Direct Claim Process: Providers will submit claims directly to Sun Life, minimizing out-of-pocket expenses.
  • Reimbursement: The plan covers a percentage of dental procedures, with varying co-payment percentages for different income brackets.
    • Family net incomes between $70,000 and $79,000 have a 40% co-payment.
    • Those between $80,000 and $89,000 have a 60% co-payment.

The CDCP's detailed structure and phased rollout aim to bridge the gap in oral health care accessibility for uninsured Canadians, emphasizing preventive and essential dental services while making provisions for financial affordability. This initiative is anticipated to have a transformative impact on the overall health and well-being of eligible Canadians across the nation.

If you have any questions or would like to discuss your individual needs and goals, feel free to reach out to me at 416-908-5600. I'm here to help you find the perfect tailor-made solution.

If you enjoyed this review, I'd be truly grateful if you could leave a gracious Google Review for my real estate services:  https://rem.ax/3PUNSOS

Thank you for your continued support!

A. Q. Mufti

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A glance at my achievements and passion;

  • Realtor
  • Former Member of Toronto Real Estate Board (TREB) Committee
  • Certified Project Management Professional (PMP)
  • Master Degree in Geography
  • Past Project Manager
  • Past IT consultant
  • Queen's Diamond Jubilee Medal
  • Gold Medal of Excellence for Human Rights
  • Community award for dedicated community services
  • Member of Mississauga mayor’s Diversity Advisory Committee
  • Chair - Family Day Walkathon, raising $250K for a local hospital
  • Member of Halton District School Board's Education Committee
  • Member of Halton Region Police MFST
  • Former Member of Peel Region Public School Council
  • Former Scouts Canada leader
  • Former Team Captain of Cancer Society’s Relay for Life
  • Former Board member of an international relief organization
  • Column writer
  • TV Panelist on current affairs

RE/MAX has more than 100,000 agents in more than 95 countries agents and sells more real estate than any other Canadian brand.

At RE/MAX Real Estate Centre Inc., I’m here to provide you, your family, and friends with exceptional services for your real estate needs including Residential, Commercial, and Agri/Farm Business.

RE/MAX Real Estate Centre Inc. operates out of 17 locations with approximately 920+ trained real estate professionals. 10,852 properties were sold and 105,144 appointments were scheduled in 2017 alone!

With my background in IT and Project Management and, over the several years, contributing to many charitable/not for profit organizations as a board member, I bring professionalism, ethics, sincerity, and I strive for excellence.

If you are looking for a new place to live or do business and want to sell and/or buy your next home and/or business, I would be delighted to help you achieve your goals.
I am not looking for short term gains, rather long term relationships, with the sole focus of finding solutions that best meet your needs.
I truly believe you are my best promoter when you tell others that you have received:

  •  My dedicated attention
  •  Best promotion
  •  Strong negotiation skills
  •  Taking care of critical facts
  •  Eye on items normally ignored
  •  Awareness of Market Trends
  •  Open discussion of the pros and cons

I am available during weekdays and weekends and would meet or pick up the phone personally or return your call at a time convenient for you.

You may reach me directly by calling 416-908-5600 or send me an email at your convenience at info@aqmufti.com.

I look forward to hearing from you soon.

Wishing you and your family all the fun and enjoyment.

Designation: Realtor, MSc, PMP, ABR, SRS, CNE

Education: MSc

Specialty: Buy, Sell, and Rent Residential, Commercial, and Agricultural Properties

Awards: Certified Project Management Professional(PMP), Master Degree in Geography, Past IT consultant, Project Manager, Queen's Diamond Jubilee Medal Gold Medal of Excellence for Human Rights, Community award for dedicated community services Award, Member of TREB Members Communications Committee, Member of Mississauga mayor’s Diversity Advisory Committee, Former Scouts Canada leader, Former Team Captain of Cancer Society’s Relay for Life, Member of Halton Region Equity and Inclusive Education Committee

Area Covered: GTA and beyond including Waterloo, London, Oxford, Woodstock, Niagara, Thorold

Languages Spoken: Arabic, English, Hindi, Punjabi, Urdu

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