A. Q.  Mufti

A. Q. Mufti

Sales Representative

RE/MAX Real Estate Centre Inc., Brokerage*

Mobile:
416-908-5600
Office:
905-270-2000
Email Me
A. Q.  Mufti

A. Q. Mufti

Sales Representative

RE/MAX Real Estate Centre Inc., Brokerage*

Mobile:
416-908-5600
Office:
905-270-2000
Email Me

Blog

Canada's Housing Plan - 2024

April 13, 2024

 

Canada's Housing Plan: Addressing the Housing Crisis

 

Introduction:

- In a recent announcement from the Prime Minister's Office, the Canadian government has unveiled an ambitious plan to address the housing crisis across the country.

- The plan, titled "Solving the housing crisis: Canada's Housing Plan," aims to make housing more affordable and accessible for all Canadians, particularly Millennials and Gen Z, who are facing increasing challenges in finding affordable housing.

 

Key Points from the Announcement:

- Housing Affordability: The government recognizes the...

Tighter Market Conditions in January 2024: What Does it Mean for Homebuyers

In a January 2024 report released by the Toronto Regional Real Estate Board (TRREB), it has been highlighted that the housing market in January 2024 showcased tighter conditions compared to the same period in the previous year. With an increase in home sales and new listings, coupled with the expectation of lower borrowing costs in the near future, the real estate landscape is poised for potential renewed price growth as we transition into the spring market.

According to TRREB President Jennifer Pearce, the positive start to 2024 can be attributed to homebuyers benefiting from lower...

Bank of Canada Holds Key Rate, Signals Shift in Monetary Policy - Impact on the Canadian Housing Market

In a highly anticipated move, the Bank of Canada (BoC) decided to maintain its benchmark interest rate at 5.0 per cent, marking the fourth consecutive hold and signaling a potential shift in its tightening cycle. This decision, though widely expected by economists, carries significant implications for the Canadian housing market.

Key Points:

  1. Peaking Tightening Cycle: The BoC's decision hints at a potential peak in its tightening cycle. Governor Tiff Macklem's prepared remarks reveal a shift in discussions from debating the sufficiency of interest rates to contemplating how long...

Canada's New Measures For International Student

January 22, 2024

Canada's New Measures Aim to Stabilize International Student Growth and Enhance Program Integrity

Canada has recently unveiled significant measures to stabilize the growth of international student permits and fortify the integrity of the program. The announcement comes amid concerns about the rapid increase in the number of international students, potential abuse of the system, and the strain on various essential services. The measures, introduced by The Honourable Marc Miller, Minister of Immigration, Refugees and Citizenship, are designed to strike a balance...

Understanding the Current Mortgage Rate Drop: A Comprehensive Overview

December 21, 2023

Understanding the Current Mortgage Rate Drop: A Comprehensive Overview

The recent fluctuations in the mortgage market have stirred anticipation and hope among potential homebuyers. The reduction in five-year fixed mortgage rates below the 5% threshold, unseen since May, signifies significant shifts in the financial landscape eventually affecting the Real Estate market. Let's delve into the key points surrounding this development:

-  Bond Yields Influence Mortgage Rates:  

Traditionally, fixed-rate mortgages correlate with five-year bond yields. As these...

Unveiling the Canadian Dental Care Plan: A Comprehensive Overview

December 11, 2023

 

The Canadian government has announced the detailed rollout of the long-awaited Canadian Dental Care Plan (CDCP), aimed at providing essential dental care benefits to low and middle-income residents without private insurance. Let's delve into the key highlights of this significant initiative:

Background Information:

  • Origin: The CDCP was conceived as part of the Liberals’ supply-and-confidence deal with the NDP in 2022.
  • Budget Allocation: The federal government has earmarked $13 billion over five years starting in 2023-2024, with an additional $4.4...

Canada's Fiscal Update 2023

November 22, 2023

Analyzing the Impact of Ottawa's Housing-Focused Fiscal Update

The recent fall fiscal update by the government has introduced several measures aimed at addressing housing affordability concerns in Canada. These initiatives primarily target the challenges faced by homeowners dealing with higher mortgage payments, along with efforts to enhance the supply of housing. The key points and their implications are as follows:

1. Loosening Mortgage Stress Test

  • Impact on Mortgage Renewals:
    • Ottawa is eliminating the infamous Stress-Test for renewals, enabling...

Impact of Anticipated Interest Rate Cuts

November 16, 2023

 

Title: Navigating Economic Shifts: Impact of Anticipated Interest Rate Cuts

Recent economic projections in Canada indicate a significant shift in expectations regarding the Bank of Canada's (BoC) stance on interest rates. The envisaged earlier-than-expected rate cuts have sparked a re-evaluation of financial forecasts, especially within the mortgage market.

Shifts in Economic Forecasts: From Delayed Cuts to Accelerated Timelines

Previously, economists projected the BoC to delay rate cuts until September. However, a pivotal October job report released on...

BOC holds off its rate increase sighting Canada's Inflation falling to 3.8%

October 25, 2023

 

Title: BOC holds off its rate increase sighting Canada's Inflation falling to 3.8%

The Bank of Canada maintains its key interest rate at 5% for October. Here's an analysis of the key points:

Interest Rate Hold: The Bank of Canada decided to keep its key interest rate at 5%, indicating its intention to allow previous rate hikes to take full effect. This move is aimed at curbing inflation and maintaining stability in the Canadian economy.

Inflation Concerns: The central bank expressed concerns about inflation, which has remained elevated. Despite efforts to...

Canada's Inflation Eases to 3.8%: Impact on Housing Market and the BOC's Next Move

October 17, 2023

 

Title: Canada's Inflation Eases to 3.8%: Impact on Housing Market and the BOC's Next Move

Subtitle: How Inflation, Economic Factors, and Upcoming BOC Decision Influence Canada's Housing Market

Canada's annual inflation rate recently saw a notable dip, sliding from 4.0% to 3.8% in September. These numbers are significant, given the Bank of Canada's (BOC) upcoming interest rate announcement. This decline could hold key implications for Canada's housing market and the central bank's future decisions.

Understanding the Inflation Slowdown

This decline in the...

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INTEGRITY, WORK ETHICS, DEPENDABILITY

A glance at my achievements and passion;

  • Realtor
  • Former Member of Toronto Real Estate Board (TREB) Committee
  • Certified Project Management Professional (PMP)
  • Master Degree in Geography
  • Past Project Manager
  • Past IT consultant
  • Queen's Diamond Jubilee Medal
  • Gold Medal of Excellence for Human Rights
  • Community award for dedicated community services
  • Member of Mississauga mayor’s Diversity Advisory Committee
  • Chair - Family Day Walkathon, raising $250K for a local hospital
  • Member of Halton District School Board's Education Committee
  • Member of Halton Region Police MFST
  • Former Member of Peel Region Public School Council
  • Former Scouts Canada leader
  • Former Team Captain of Cancer Society’s Relay for Life
  • Former Board member of an international relief organization
  • Column writer
  • TV Panelist on current affairs

RE/MAX has more than 100,000 agents in more than 95 countries agents and sells more real estate than any other Canadian brand.


At RE/MAX Real Estate Centre Inc., I’m here to provide you, your family, and friends with exceptional services for your real estate needs including Residential, Commercial, and Agri/Farm Business.


RE/MAX Real Estate Centre Inc. operates out of 17 locations with approximately 920+ trained real estate professionals. 10,852 properties were sold and 105,144 appointments were scheduled in 2017 alone!

With my background in IT and Project Management and, over the several years, contributing to many charitable/not for profit organizations as a board member, I bring professionalism, ethics, sincerity, and I strive for excellence.

If you are looking for a new place to live or do business and want to sell and/or buy your next home and/or business, I would be delighted to help you achieve your goals.
I am not looking for short term gains, rather long term relationships, with the sole focus of finding solutions that best meet your needs.
I truly believe you are my best promoter when you tell others that you have received:

  •  My dedicated attention
  •  Best promotion
  •  Strong negotiation skills
  •  Taking care of critical facts
  •  Eye on items normally ignored
  •  Awareness of Market Trends
  •  Open discussion of the pros and cons

I am available during weekdays and weekends and would meet or pick up the phone personally or return your call at a time convenient for you.

You may reach me directly by calling 416-908-5600 or send me an email at your convenience at info@aqmufti.com.

I look forward to hearing from you soon.


Wishing you and your family all the fun and enjoyment.



Designation: Realtor, MSc, PMP, ABR, SRS, CNE

Education: MSc

Specialty: Buy, Sell, and Rent Residential, Commercial, and Agricultural Properties

Awards: Certified Project Management Professional(PMP), Master Degree in Geography, Past IT consultant, Project Manager, Queen's Diamond Jubilee Medal Gold Medal of Excellence for Human Rights, Community award for dedicated community services Award, Member of TREB Members Communications Committee, Member of Mississauga mayor’s Diversity Advisory Committee, Former Scouts Canada leader, Former Team Captain of Cancer Society’s Relay for Life, Member of Halton Region Equity and Inclusive Education Committee

Area Covered: GTA and beyond including Waterloo, London, Oxford, Woodstock, Niagara, Thorold

Languages Spoken: Arabic, English, Hindi, Punjabi, Urdu



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