A. Q.  Mufti

A. Q. Mufti

Sales Representative

Re/Max Real Estate Centre Inc., Brokerage *

Email Me
A. Q.  Mufti

A. Q. Mufti

Sales Representative

Re/Max Real Estate Centre Inc., Brokerage *

Email Me

Budget 2019 Incentives for First Time Home Buyers

The long-awaited budget has arrived with an eye on First Time Homebuyers (FTHBs).

I have seen a flood of emails and ads referring to the First Time Home Buyers' incentive in the new federal budget of 2019.

So as usual, I want to bring the real facts to you so you can make a sound decision based on circumstances and your situation.

Yes, there are new handsome incentives in the budget for FTHBs; here are some key points for your information and decision making;

  • Budget 2019 has introduced the First-Time Home Buyer Incentive that would allow eligible FTBHs to apply to finance a portion of their home purchase through a Shared Equity Mortgage.
  • What is Shared Equity Mortgage? The ownership, and equity, of the property, is shared among you (the Borrower) and the Lender. Whenever you sell the property, you will have to share the profit (and loss, if any) with the Lender to a portion of their investment (borrowed money by you).
  • Eligible FTHBs would be qualified for 10% Shared Equity Mortgage for a newly constructed home or 5% for an existing home.
  • The Incentive would be available to FTHBs with household incomes under $120,000/Year while participants’ insured mortgage and the Incentive amount cannot be greater than four times the participants’ annual household incomes. Which means a max of total loan amount could be $480,000 based on a maximum limit of household income of $120,000.
  • Another incentive is that the FTHBs can now withdraw up to $35,000 from their RRSPs which was previously capped at $25,000.

The information provided is from and for more details, please visit;


I am a call away to discuss your individual needs and how you can make the best use of the Budget 2019 incentives tailored to your requirements.

You can call at your convenience on my direct line at 416-908-5600

Copy Right: No portion of it can be reproduced, copied, or distributed in any media (print and/or electronic) without written permission from the author A. Q. Mufti. The exception to this would be the use of the article that includes the Author's name and the source of the article.


If you are still on the

If you are still on the process of decicing if you will buy house this year, the signs may be enough already and it’s about time for you to buy one. There are several incentives that might be waiting for you if ever you decide to buy one! It may sound like essay shark scam, but I am sure that it will never be a scam. Just buy properties for credible people and I am pretty sure that you will be happier!

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A glance at my achievements and passion;

  • Realtor
  • Former Member of Toronto Real Estate Board (TREB) Committee
  • Certified Project Management Professional (PMP)
  • Master Degree in Geography
  • Past Project Manager
  • Past IT consultant
  • Queen's Diamond Jubilee Medal
  • Gold Medal of Excellence for Human Rights
  • Community award for dedicated community services
  • Member of Mississauga mayor’s Diversity Advisory Committee
  • Chair - Family Day Walkathon, raising $250K for a local hospital
  • Member of Halton District School Board's Education Committee
  • Member of Halton Region Police MFST
  • Former Member of Peel Region Public School Council
  • Former Scouts Canada leader
  • Former Team Captain of Cancer Society’s Relay for Life
  • Former Board member of an international relief organization
  • Column writer
  • TV Panelist on current affairs

RE/MAX has more than 100,000 agents in more than 95 countries agents and sells more real estate than any other Canadian brand.

At RE/MAX Real Estate Centre Inc., I’m here to provide you, your family, and friends with exceptional services for your real estate needs including Residential, Commercial, and Agri/Farm Business.

RE/MAX Real Estate Centre Inc. operates out of 17 locations with approximately 920+ trained real estate professionals. 10,852 properties were sold and 105,144 appointments were scheduled in 2017 alone!

With my background in IT and Project Management and, over the several years, contributing to many charitable/not for profit organizations as a board member, I bring professionalism, ethics, sincerity, and I strive for excellence.

If you are looking for a new place to live or do business and want to sell and/or buy your next home and/or business, I would be delighted to help you achieve your goals.
I am not looking for short term gains, rather long term relationships, with the sole focus of finding solutions that best meet your needs.
I truly believe you are my best promoter when you tell others that you have received:

  •  My dedicated attention
  •  Best promotion
  •  Strong negotiation skills
  •  Taking care of critical facts
  •  Eye on items normally ignored
  •  Awareness of Market Trends
  •  Open discussion of the pros and cons

I am available during weekdays and weekends and would meet or pick up the phone personally or return your call at a time convenient for you.

You may reach me directly by calling 416-908-5600 or send me an email at your convenience at info@aqmufti.com.

I look forward to hearing from you soon.

Wishing you and your family all the fun and enjoyment.

Education: MSc

Specialty: Buy, Sell, and Rent Residential, Commercial, and Agricultural Properties

Awards: Certified Project Management Professional(PMP), Master Degree in Geography, Past IT consultant, Project Manager, Queen's Diamond Jubilee Medal Gold Medal of Excellence for Human Rights, Community award for dedicated community services Award, Member of TREB Members Communications Committee, Member of Mississauga mayor’s Diversity Advisory Committee, Former Scouts Canada leader, Former Team Captain of Cancer Society’s Relay for Life, Member of Halton Region Equity and Inclusive Education Committee

Area Covered: GTA and beyond including Waterloo, London, Oxford, Woodstock, Niagara, Thorold

Languages Spoken: Arabic, English, Hindi, Punjabi, Urdu